Ransomware’s rapid rise has rewritten the rules of cyber insurance. Once the insurance industry relied on questionnaires and annual audits to assess risk—but as payouts surged during the 2019–2021 wave, that model failed. According to a recent article on Dark Reading, insurers are increasingly replacing questionnaires with proactive scans and real-time integrations with customers’ IT systems to assess risk more accurately Dark Reading.
Modern cybersecurity tools focus heavily on detecting threats and responding after the fact—but what if that's not enough? In the past, installment of MFA or awareness training might have sufficed to qualify for insurance. Today, cybercriminals exploit delays in detection and use tactics like double extortion, where data is encrypted and stolen for public exposure.
Simply detecting and responding means you're always playing catch-up. You patch after the intrusion, and hope for the best during investigation and remediation. Meanwhile, insurers demand evidence of proactive, real-time risk management before offering coverage. In fact, reductions in premiums are now tied firmly to security posture, scans, vulnerability resolution timelines, and real-time integrations—transitioning from “Trust us, we’ve done it” to “Show us, we’re watching”.
Rather than chasing threats through detection and chasing containment only after an incident, adopting an isolation-first strategy puts you ahead of the curve. Isolation ensures threats are neutralized before they spread—keeping ransomware confined not only protects your systems, but also dramatically reduces downtime, ransom pressure, and insurer risk.
The future of cyber insurance already reflects this reality. Insurers now incentivize behavior like scans, integration, rapid patching, and immutable backups—so containment isn’t just a good idea, it’s becoming a requirement to qualify for better coverage.
Enter AppGuard—a solution designed for the real world. With a decade-long track record, AppGuard doesn’t just detect threats; it isolates and contains them at the endpoint level, preventing ransomware (and other advanced attacks) from executing or spreading. This proactive prevention approach complements the shift insurers are demanding, making your organization inherently more resilient and attractive in the eyes of underwriters.
Choosing AppGuard enables your business to:
Contain threats instantly, without waiting for detection systems to catch them
Reduce incident response costs by minimizing spread and complexity of breach
Earn trust from insurers, who value real-time security posture and proactive defense
Avoid the “crazy game” of chasing threats post-breach—make them irrelevant from the start
Let’s be honest: reacting to cyber incidents is stressful, unpredictable, and expensive. The “Detect and Respond” game is chaotic and costly. It’s time to shift to a better way—where threats are contained before they’re detected. That’s the AppGuard way.
Ready to move from chaos to control? Business owners: don’t wait for the next breach to rethink your strategy. Reach out to us at CHIPS and let’s talk about how AppGuard can help you move beyond detection and response—to a future defined by isolation and containment.
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