A recent article from Dark Reading highlights a growing challenge for businesses: cyber insurers are rethinking coverage when breaches occur due to unpatched vulnerabilities. Insurers may soon restrict or even deny payouts if organizations fail to apply available patches for known flaws.
This shift reflects the harsh reality of today’s threat landscape. Vulnerabilities are disclosed daily, and attackers move fast to exploit them. Even the best IT teams struggle to keep up, and patching can be delayed due to operational or compatibility concerns. Unfortunately, insurers are signaling that “we didn’t patch in time” may no longer be an acceptable excuse when it comes to claims.
For businesses, this creates a double risk. A successful attack can lead to financial and operational damage, while insurance payouts that once offered a safety net may no longer be guaranteed. In other words, relying on insurance alone is becoming a losing strategy.
Why Detect and Respond Is No Longer Enough
Most security solutions today still rely on a detect and respond model. These tools try to identify suspicious activity and then trigger a reaction. The problem is, attackers are constantly innovating, and even the most advanced detection-based systems can miss threats — particularly zero-days or sophisticated malware that mimics legitimate activity.
In this new environment, businesses need to move beyond detection. They need protection that prevents attacks from executing in the first place, even if a system is unpatched.
The Case for Isolation and Containment
That’s where isolation and containment come in. Instead of chasing every alert or hoping detection is fast enough, containment solutions stop untrusted processes from executing malicious actions in real time. Even if a vulnerability exists, the attacker cannot exploit it successfully.
This proactive defense approach not only strengthens security but also reduces dependence on insurers. Businesses that adopt isolation and containment can continue operating with confidence, knowing their systems are protected even when patching isn’t immediate.
How AppGuard Provides Real Protection
AppGuard has been delivering proven endpoint protection for over a decade. Unlike traditional security tools that rely on detection, AppGuard enforces isolation and containment at the operating system level. It blocks malware and exploits from causing harm, without relying on updates or signatures.
For organizations struggling to keep pace with vulnerabilities — especially manufacturers, healthcare providers, and other critical industries — AppGuard offers a practical and battle-tested solution. It provides peace of mind in a world where insurers are pulling back and attackers are ramping up.
Final Thoughts
The message from insurers is clear: patching delays may now carry financial penalties in addition to cybersecurity risks. Businesses cannot afford to wait.
It’s time to shift from detect and respond to isolation and containment. Talk with us at CHIPS about how AppGuard can prevent incidents like the ones insurers are warning about. AppGuard’s proven track record shows that it doesn’t just detect threats — it stops them cold.
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